Mr. Fernandez spent 14 of his 20 year insurance career in Chicago. While there, he served in the National Accounts Division of a major global insurance company, was a junior officer of the Illinois office of a global brokerage firm, and served as Vice President of Marketing and Business Development for Classic Syndicate, Classic Fire & Marine Insurance Company and their countrywide corporate network of underwriting profit centers. During that time, he was active as a board director and officer of the Illinois Captive and Alternative Risk Funding Insurance Association. He holds a B.A. degree in Communications and Business Administration from Rollins College.