Frequently Asked Questions

About : Fees

Why Charge Fees - Why do you charge fees to access the libraries?

The LAD Libraries are just that.... libraries...a compilation of materials from a variety of sources - federal, state and international
governments, colleges & universities, research institutes, professional
associations, publications, national and international businesses, etc.
There are thousands of sources - too extensive in number to list.


You may be aware that internet search engines such index only a portion of the web. However, you may not be aware that some are now charging money to be included in their search engine indices. This means that their services are becoming more advertising & yellow page directory-focused and less useful to the user seeking real content and relevant information. Other search engines such as Google use robots and algorithms to determine where and what to link to. We use people instead of robots and focus on the concept of each of the libraries - i.e., we focus on providing information on all topics that touch our subscribers.


Hopefully you get the point as to why our libraries have thousands of sources of materials - including templates, sample programs, policies, forms, checklists, online tutorials, full text of state and federal laws, labor laws, fleet laws, insurance laws - even some international laws - court opinions, verdicts, case law, etc. To keep up to date, the subscriber can access discussion groups, news sources, publications, associations, and more focused on risk management, insurance, workplace safety & health, human resources, etc.


Our services are intended to provide quick and easy access to information
available on the internet of interest to our subscribers. As you may have
noticed, only a small portion of our sites point to home pages. We take the time to dig deep to find those materials that are hard to find - and then keep track of them as sites are reworked. Our subscribers are paying for this labor. Not only do we continuously search the internet for new material, we also eliminate outdated material and are constantly fixing broken links. Frankly, this is very labor-intensive. Our subscribers simply don't have the time to do this for themselves (especially for thousands of resources - and growing!)


In the US state and federal government area - the challenge is to find not
only the agencies responsible for the areas of interest to our subscribers - but to also find the full text statutes and regulations - and then point to those sections. Government webmasters are constantly changing - and have a high turnover in their staffs. As a result, there are frequent broken links that they are totally unaware of. Or - they are unfamiliar with the type of information the public wants to see on their websites. We take the time to communicate with these individuals and work with them to improve the quality of their websites. This works out for us - because our subscribers get a better product. We do similar activities with foreign governments, as well as associations, organizations, and others that provide information of interest to our subscribers.


Because we receive our funding from subscribers, we are free to focus on pointing only to relevant content - and on doing our best to help improve the quality of that content on the internet.